Aneeta Kumar and Randy Gerchick founded Kumar & Gerchick in 2004. The Firm’s attorneys have decades of experience advising and representing public companies, private companies, public entities and individuals in a wide range of insurance issues and litigation matters. We have helped our clients recover hundreds of millions of dollars from insurance companies to pay for litigation expenses and settlements, environmental cleanup costs, fire and earthquake damages and other losses. The Firm has offices in Orange County and provides services to clients throughout California.
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Aneeta Kumar
(714) 734-5900
akumar@policyholderlaw.com

Ms. Kumar’s practice focuses on representing insureds in complex insurance recovery matters. Throughout the past 19 years, she has handled matters involving insurance coverage for, among other things, environmental and pollution claims, earthquake, flood and other natural disaster losses, business interruption and extra expense claims, directors and officers liability, employment practices liability, professional liability, and advertising liability. She also advises insureds in connection with insurance program audits, insurance policy reviews, and policy placement/renewal negotiations.

Prior to forming Kumar & Gerchick, Ms. Kumar was a senior associate in the Insurance Recovery Department of the international law firm Howrey LLP (formerly known as Howrey Simon Arnold & White). Prior to joining Howrey, Ms. Kumar was an associate with Troop Steuber Pasich Reddick & Tobey LLP. Ms. Kumar was a Judicial Clerk to Los Angeles County Superior Court Judges Eric Younger and Lillian Stevens in 1992 and 1993. Ms. Kumar obtained her Juris Doctor degree from the University of California at Davis School of Law in 1992. While at U.C. Davis she was a member of the National Trial Team and the Law Review. Ms. Kumar obtained a Bachelor of Arts degree from Occidental College in 1988, where she was selected for membership in Phi Beta Kappa. Her professional associations have included serving as a Volunteer Attorney for the Alliance for Children’s Rights from 1998-2002 and she has written and spoken on insurance coverage and litigation topics including:
 
“Recent Decisions Demonstrate Broad Scope of Insurers’ Duties to Defend and Indemnify Their Insureds,” Orange
  County Lawyer, July 2011 (co-author).
“Pleadings: Review of 2001 Legislation and Developments,” California Litigation Review, May 2002 (co-author).
“Confronting Terrorist Risk: Post-September 11th Legal and Risk Management Insurance Developments,” Howrey
  Simon Arnold & White, Costa Mesa, CA, December 2001 (panelist).
“Insurance Coverage For Damage Following the Northridge Earthquake,” January 1994 (co-author).

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Randy G. Gerchick
(714) 734-5984
rgerchick@policyholderlaw.com

Mr. Gerchick also represents policyholders in connection with a wide range of insurance coverage matters. He worked for several years at the global law firm Latham & Watkins before forming Kumar & Gerchick. As a member of Latham’s Litigation Department and its Interdepartmental Insurance Practice Group, he represented a broad array of companies in connection with insurance and business litigation matters. Prior to Latham, Mr. Gerchick worked at prominent international law firms Hughes, Hubbard & Reed and Jones Day.

Mr. Gerchick obtained his Juris Doctor degree from the University of California at Los Angeles School of Law in 1994. While at UCLA, he served as an editor of the Law Review, authored an extensive Law Review article, and interned for United States District Court Judge David Levi. Mr. Gerchick graduated with a Bachelor of Arts degree, magna cum laude, with honors in economics from Occidental College in 1991. He also was selected for membership in Phi Beta Kappa.

Mr. Gerchick currently is serving his second four-year term as a member of the Insurance Law Committee of the California State Bar’s Business Law Section. He also has written several articles and spoken on insurance and litigation topics such as the following:

 
Panel Speaker regarding Environmental Insurance Issues at seminar on How to Minimize Environmental Liability,
  Newport Beach, California, May 23, 2012.
“Recent Decisions Demonstrate Broad Scope of Insurers’ Duties to Defend and Indemnify Their Insureds,” Orange
  County Lawyer, July 2011 (co-author).
 “Under the Umbrella,” California Lawyer, May 2011.
“Insurance Law Update,” Risk and Insurance Management Society, Inc., Orange County Chapter Newsletter,
  December 2010.
“Policy Particulars: Shout It Out,” California Lawyer, October 2004.
 “A Primer on Insurance Issues for Business Litigators,” Association of Business Trial Lawyers Journal, Summer 2004.
Experts & Insurance, presentation to the Forensic Expert Witness Association, Orange County Chapter,
  October 20, 2003.
“Reader Alert: Insurance Coverage for Constructive Eviction,” California Real Property Journal, Summer 2003.
“Insurance Law: The Duty To Defend A Covered Claim, By Any Name,” California Lawyer, December 2001.
“Offset Obligation: Insurer May Have Duty to Defend Against Affirmative Defenses,” Los Angeles Daily Journal,
  August 16, 2001.
“Pushing The Limits: Excess Insurers Must Comply With Duties Of Good Faith,” Los Angeles Daily Journal,
  July 19, 2001.